Knowing the local currency, and how people pay, makes your first day easier. Exchange rates change daily, so we do not list them here. Check a currency converter or your bank before you travel.

Here is the currency for each destination we cover, with general tips.

Currencies at a glance

• Dubai and the UAE: UAE dirham (AED).
• India: Indian rupee (INR).
• Nepal: Nepalese rupee (NPR).
• Bhutan: ngultrum (BTN).
• Sri Lanka: Sri Lankan rupee (LKR).
• Japan: Japanese yen (JPY).
• Thailand: Thai baht (THB).
• Europe: mostly the euro (EUR), though some countries use their own currency.

Cards or cash?

Cards are widely accepted in cities, hotels and larger restaurants in most destinations. Cash is still useful for markets, small restaurants, local transport, temples and rural areas, and Japan’s smaller venues often prefer cash.

Getting local cash

ATMs usually offer fair rates, though your bank may charge fees. Withdraw larger amounts less often, use ATMs inside banks where possible and avoid exchanging large sums at the airport.

Protect your money

• Tell your bank your travel dates.
• Carry a backup card stored separately.
• Keep cash in more than one place.
• Use a card with no foreign-transaction fee if you can.
• Choose to pay in the local currency when a card machine asks.

Tipping

Tipping customs differ. In Japan, tipping is not expected. In India, Nepal and Sri Lanka, small tips for guides, drivers and service are appreciated. In Dubai, a service charge may already be included. Our guides will advise you on the day.

Frequently Asked Questions

Which currency does Dubai use?

The UAE dirham (AED).

Should I exchange money before I travel?

A small amount for arrival is convenient. For larger sums, ATMs and bank cards usually give better value.

Can I use USD in these countries?

Sometimes, especially in tourist areas, but local currency is usually better value.

Is tipping expected?

It varies. Our guides will advise you.

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